Brazil Boosts Small Business Growth with Credit Programs and Regional Entrepreneur Celebrations in 2025
Brazil's government credit programs and regional efforts in 2025 significantly bolster micro and small businesses, fueling entrepreneurship and job growth across states.
- • Brazil's Ministry of Entrepreneurship disbursed R$ 21 billion in credit to over 340,000 small businesses through Pronampe and ProCred 360 with delinquency rates below 1%.
- • Minas Gerais recorded a 20.26% increase in new companies in 2025 and created over 110,700 formal jobs via micro and small enterprises, becoming the second largest regional job creator after São Paulo.
- • Jundiaí, São Paulo, is a leading entrepreneurial city with over 61,000 active businesses and offers programs supporting training and innovation for entrepreneurs.
- • Federal and regional initiatives in 2025 together promote economic growth, social inclusion, and job creation through targeted support of small businesses.
Key details
Brazil is marking significant progress in supporting micro and small businesses through expansive government credit programs and regional celebrations highlighting entrepreneurship in 2025. On October 5, recognized as the National Day of Micro and Small Enterprises and Entrepreneur Day, authorities from federal to state levels emphasized the crucial role these enterprises play in economic growth and job creation.
The Ministry of Entrepreneurship announced that over 340,000 businesses accessed R$ 21 billion in credit via two key federal programs: Pronampe and ProCred 360. Pronampe led with R$ 18.4 billion in funding benefiting 257,424 companies, and ProCred 360 provided R$ 2.65 billion to 82,560 microentrepreneurs, both featuring delinquency rates under 1%, signaling strong repayment discipline. São Paulo topped credit volume distribution, followed by Bahia and Rio Grande do Sul.
In Minas Gerais, the state government celebrated Entrepreneur Day by reinforcing its commitment to fostering a favorable business environment. From January to August 2025, Minas Gerais experienced a 20.26% increase in new company registrations, totaling 79,282 startups with an average of 274 daily. Micro and Small Enterprises created over 110,700 formal jobs in 2024, positioning the state as the second largest job creator through small businesses nationally, after São Paulo. Initiatives such as the Circuito Mineiro de Oportunidades e Negócios are forecasted to generate nearly R$ 21.6 million in business opportunities, while recognized Local Productive Arrangements expanded from 49 to 73 since 2019.
In Jundiaí, São Paulo, the Dia do Empreendedor spotlighted the city’s dynamic entrepreneurial ecosystem. The first quarter saw 1,407,010 new business registrations nationwide, with 78% being Microentrepreneurs Individuais (MEIs). Jundiaí ranks 12th nationally for entrepreneurship, housing over 61,000 active businesses and offering robust support through programs like Espaço Jundiaí Empreendedora, which provides training, mentoring, and job placement services.
These coordinated efforts illustrate Brazil’s vibrant small business landscape, bolstered by government financial backing and supportive policy frameworks, promoting sustained economic development and social inclusion.
"The resilience and growth shown by small businesses underscore their vital contribution to the economy," said Minas Gerais Secretary Mila Corrêa da Costa, emphasizing continued collaboration towards a prosperous future.
This article was synthesized and translated from native language sources to provide English-speaking readers with local perspectives.
