Brazil Extends Debt Renegotiation Opportunity for Small Businesses Until January 30, 2026
Brazil’s National Treasury Attorney General's Office extends a special debt renegotiation program for micro and small businesses until January 30, offering significant discounts and flexible payment options to support economic recovery.
- • Deadline to renegotiate debts with the Union is January 30, 2026.
- • Discounts up to 100% on interest, fines, and charges are available.
- • Four negotiation modalities cater to different debt profiles and payment capacities.
- • Program aims to improve fiscal regularity and stimulate economic activity of small businesses.
Key details
Microentrepreneurs (MEIs), microenterprises, and small businesses across Brazil have until January 30, 2026, to renegotiate their debts with the Union under a special program led by the National Treasury Attorney General's Office (PGFN). This initiative, tied to the extension of Edital nº 11/2025, aims to bolster the economic recovery of this strategic sector by offering attractive financial relief conditions.
The program provides substantial discounts—up to 100%—on interest, penalties, and legal charges, alongside flexible installment plans. Eligibility extends to taxpayers with tax or non-tax debts registered as active debt by March 4, 2025, with total debts potentially reaching R$ 45 million. Importantly, the program includes differentiated conditions that recognize the vulnerability and essential role of MEIs in Brazil's production chain.
Participants can choose from four main negotiation modalities: transactions tailored to payment capacity, those for debts deemed irrecoverable, small-value transactions for debts up to 60 minimum wages, and transactions secured by guarantees. This breadth allows indebted entrepreneurs to select options best suited to their financial situations.
The PGFN emphasizes that finalizing debt renormalization via the Regularize portal not only facilitates immediate fiscal regularization but also enables small businesses and microentrepreneurs to regain access to credit, bids, and investment opportunities. Conversely, the Union benefits through improved credit recovery and enhanced fiscal regularity.
It is important to note that this debt renegotiation program is distinct from the Simples Nacional tax regime reclassification process, which has separate deadlines and requirements.
As the January 30 deadline approaches, small business owners are urged to take advantage of the initiative to address outstanding obligations comprehensively, ensuring both their own sustainability and contribution to Brazil's broader economic resurgence.
This article was translated and synthesized from Brazilian sources, providing English-speaking readers with local perspectives.
