Sebrae's Feirão do Crédito Boosts Credit Access for Small Businesses Amid National Debt Renegotiation Deadline

On January 28, 2026, the city of Bataguassu hosted the Feirão do Crédito event, organized by Sebrae/MS, to facilitate access to credit for local micro and small businesses. The event featured personalized consultations, technical lectures, and a talk show with representatives from major banks including Banco do Brasil, Caixa Econômica Federal, Bradesco, Sicredi, and Sicoob. The program aimed to demystify credit acquisition and bolster local entrepreneurial growth.

Josi Signori, regional manager of Sebrae/MS in Costa Leste, emphasized the event's importance in connecting businesses with credit options and supporting their expansion. Vice Mayor Cleyton Rodrigo da Silva highlighted the partnership between the municipality and Sebrae as vital for secure credit access, which in turn boosts investments and income in Bataguassu. Participants such as microentrepreneur Maria Alice de Souza and businessman João Alves Portela Neto expressed satisfaction with the guidance received on credit management. Felipe Rosa from Sicredi noted the event's role in educating entrepreneurs on conscious borrowing.

The Feirão do Crédito is part of Sebrae/MS's Cidade Empreendedora program, which since 2018 has supported 45 cities to promote sustainable economic development through better municipal management and business environments. Mato Grosso do Sul's business landscape is dominated by micro and small enterprises, which constitute over 80% of the state's companies.

Coinciding with this local initiative, January 30, 2026 marks the deadline for micro and small businesses, including individual microentrepreneurs (MEIs), to renegotiate debts with the Union under special conditions. The Procuradoria-Geral da Fazenda Nacional (PGFN) has extended the deadline from its original September 2025 date to allow eligible businesses to benefit from significant discounts of up to 100% on interest, fines, and legal charges, alongside extended payment terms. Different transaction modalities exist depending on the debtor's situation, including options for small-value debts and those secured by guarantees.

Entities interested in debt renegotiation must consult and formalize participation exclusively through PGFN's official channels. PGFN clarified that this renegotiation process is distinct from the annual Simples Nacional reclassification, with a separate deadline of January 31 for MEIs wishing to return to the regime.

Together, these coordinated initiatives underscore efforts to improve financial engagement and support for micro and small businesses across Brazil, addressing both access to new credit and sustainable debt management.